Mynthy is a powerful, privacy-first personal finance app for Windows \u2014 \nbuilt for people who want full control of their money without handing \ntheir data to a cloud service or paying a monthly subscription.\n\nNo bank connections. No accounts. No subscriptions. Just you and your \nfinances, stored privately on your own device.\n\nTRACK EVERY ACCOUNT IN ONE PLACE\nAdd all your accounts \u2014 checking, savings, cash, credit cards, \ninvestments, and loans. Each account gets its own beautifully designed \ncard with a custom gradient and color, giving you a real banking-app \nexperience right on your desktop.\n\nENVELOPE BUDGETING THAT ACTUALLY WORKS\nSet monthly spending limits for every category \u2014 food, rent, transport, \nentertainment, and more. Watch your budget envelopes fill in real time \nas you log transactions. Get warned before you overspend, not after.\n\nKNOW YOUR NET WORTH AT ANY MOMENT\nMynthy automatically calculates your total assets, total liabilities, \nand net worth. Track how your wealth grows over time with a clear \nhistorical graph \u2014 month by month, year by year.\n\nLOG INCOME, EXPENSES, AND TRANSFERS IN SECONDS\nAdd transactions in a few clicks. Categorize them. Link them to \naccounts. Mynthy instantly updates your budgets, net worth, and \nreports \u2014 no manual calculations needed.\n\nNEVER MISS A RECURRING BILL\nSet up recurring transactions for rent, salary, subscriptions, and \nregular expenses. Mynthy automatically processes them on schedule and \nalerts you when bills are coming due.\n\nSAVE TOWARD GOALS\nCreate savings goals with a target amount and deadline. Track your \nprogress visually and add funds whenever you're ready. Celebrate when \nyou hit your target.\n\nBEAUTIFUL REPORTS AND EXPORTS\nUnderstand your finances with monthly summaries, category breakdowns, \nincome vs expense charts, and account history graphs. Export your \ntransactions as CSV or generate PDF reports to keep records.\n\nMULTI-CURRENCY SUPPORT\nManage accounts in different currencies. Mynthy uses live exchange \nrates when available, with offline fallback rates so the app always \nworks \u2014 even without internet.\n\nYOUR DATA STAYS YOURS\nEverything is stored locally in a database on your device. No cloud \nsync, no account creation, no privacy risk. Back up your data to any \nfolder \u2014 including OneDrive or Dropbox \u2014 and restore it anytime.\n\nWHO IS MYNTHY FOR?\n\u2014 Freelancers and self-employed professionals tracking irregular income\n\u2014 Families managing household budgets across multiple accounts\n\u2014 Anyone tired of paying $100/year for YNAB or Quicken\n\u2014 People who want a private, offline alternative to web-based finance apps\n\u2014 Anyone who has tried spreadsheets and wants something that actually \n looks good and stays organized\n\nWHY MYNTHY INSTEAD OF THE COMPETITION?\nMost personal finance apps are subscription-based, require you to \nconnect your bank account, and store your data on their servers. \nMynthy is a one-time purchase. Your data never leaves your device. \nThere are no monthly fees, no renewals, and no hidden costs \u2014 ever.\n\nPay once. Use forever.