Your budget. Your computer. Your control. Budget Unplugged brings your accounts, spending, budgets, bills, savings goals, investments, and reports together in one Windows desktop app. Plan your money without a subscription or a cloud account. KEEP YOUR FINANCES UNDER YOUR CONTROL Your financial database stays encrypted on your PC. Budget Unplugged does not upload your financial records to developer-operated servers. Core budgeting works offline, without connecting your bank. BUILD A BUDGET THAT FITS YOUR LIFE Organize monthly spending into flexible buckets and categories. See what you have spent, what remains, and how your savings goals are progressing. Plan upcoming bills and recurring transactions with a calendar view. BRING YOUR ACCOUNTS TOGETHER Track checking, savings, cash, credit cards, loans, and investment accounts. Enter transactions manually or import CSV and OFX files with duplicate checks, transfer matching, and review before importing. CONNECT YOUR BANK ONLY IF YOU CHOOSE Optional Bank Sync uses a separate SimpleFIN Bridge subscription purchased directly from SimpleFIN. Connect supported USD checking, savings, and credit-card accounts, retrieve activity while Budget Unplugged is open, and review transactions and suggested balances before applying them. Budget Unplugged does not collect/store your bank sign-in credentials. SEE THE BIGGER PICTURE Explore spending reports, cash flow, net worth, debt projections, and investment holdings. Customize your Dashboard and print reports for your records. PROTECT YOUR WORK Create password-protected portable backups, restore earlier saved data, and keep an encrypted recovery copy for reinstalling on the same Windows account. Separate local profiles help keep different budgets organized. Guided onboarding, an optional tour, and built-in help make it easier to get started. Internet access is required for the optional Bank Sync and market-price lookups. SimpleFIN is a separate third-party service with its own subscription. Check SimpleFIN for banking institution availability.